Property

Landlord Rental Tracker Australia 2026

Track your investment property income, expenses, yields and tax deductions.

Rental Income

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Expenses

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How the Landlord Rental Tracker Works

Gross vs Net Yield

Gross yield = (Annual rent ÷ Property value) × 100. Net yield = (Annual rent − expenses) ÷ Property value × 100. Australian investors typically target a gross yield of 4-6%.

Negative Gearing

If your total expenses exceed rental income, the property is negatively geared. In Australia, you can generally deduct this loss against your other income, reducing your tax liability.

Tax Deductions

Deductible expenses include interest on the loan, council rates, insurance, management fees, repairs, body corporate fees, land tax and depreciation. Mortgage principal repayments are NOT deductible.

Disclaimer

Results are estimates based on the inputs provided. Actual returns may vary. This calculator does not constitute financial or tax advice. Always consult a qualified accountant or financial adviser.

Frequently Asked Questions

What is a good rental yield in Australia?
Gross rental yields in Australia typically range from 3-6%. Capital cities average 3-4% while regional areas can reach 5-7%. A net yield above 3% (after all expenses) is generally considered solid for residential property.

What expenses can I claim on a rental property?
Deductible expenses include property management fees, insurance, council rates, water charges, repairs and maintenance, interest on the investment loan, depreciation on fixtures, and building write-off (2.5% for post-1985 buildings).

How is rental income taxed in Australia?
Rental income is added to your other income and taxed at your marginal tax rate. If your rental expenses exceed income (negative gearing), the loss reduces your taxable income from other sources.

What is the difference between gross and net rental yield?
Gross yield is annual rent divided by property value (e.g., $25,000 rent on a $500,000 property = 5%). Net yield subtracts all expenses (management fees, rates, insurance, maintenance) from the rent before dividing by property value.

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Last updated: April 2026

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